HARP is designed specifically to help home owners who may not be eligible for traditional refinancing programs due to loss of real estate value or because they have no equity.
HARP is like traditional refinancing programs in that the home owner will receive a completely new mortgage and payment and the last home loan will be wiped out.
The new loan should reduce your monthly payment and help relieve some financial stress.
If you and the real estate qualify to refinance the mortgage through the HARP, you?ll go through an application, approval and closing process. The same as you went thru when you first purchase the home.
If refinancing is not an option, we can discuss some other options such as deed in lieu of foreclosure or selling the home short.
If your home in Redding CA values have decreased and you are wondering what your options are??
Contact us direct (530) 921-1063 for a free consultation today?
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